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24 August 2017

As soon as you become a member of Your Credit Union you can apply for a loan.

The process of applying for a loan is simple. Call us on 020 7605 6341 and arrange a time to come in and see us at 346 High Street Kensington. We will talk to you about our loans and what sort of loan may best suit you.

Please bring with you one form of photo identification (passport or driving licence), a utility bill with your name and address on it, your last two recent bank statements, your last two pay slips (if you work) or your most recent benefit award letters for each of the benefits you receive.

We aim to assess and give you a decision regarding your loan application within 48 hours of having all the documentation together which will include a credit search from a credit reference agency.             


Anyone who becomes a member of Your Credit Union will be able to apply for a loan. 

  • All loans are responsibly lent to ensure that members can afford the loan and the repayments 
  • You will be able to borrow between ?50 and ?7500
  • Loans can be repaid over a period of up to 60 months depending on the amount you borrow. We would expect smaller loans of ?2500 or less to be repaid within a period of 36 months or less

More importantly:

  • There are no arrangement fees,
  • No hidden costs,
  • No early payment penalties if you decide to pay the loan back quicker 
  • The quicker you pay back your loan the less you have to pay in interest.

>> Loan Calculator

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